Ni ikihe giciro cyo kuvunja?
Igiciro cy'ivunjisha bivuga umubare w'amafaranga y'igihugu (RMB) asabwa kugira ngo ibicuruzwa byoherezwa mu mahanga bigabanuke. Mu yandi magambo, "ikiguzi cyose cyoherezwa mu mahanga" cy'amafaranga y'u Rwanda gishobora kugarurwa kuri "net net net ivunjisha" ry'amafaranga y’amahanga. Ibiciro by'ivunjisha bigenzurwa kuri 5 kugeza kuri 8, nk'amafaranga yo kuvunja arenze igiciro cy'uruhushya rwo kuvunja amabanki muri banki, ibyoherezwa mu mahanga ni igihombo, naho ubundi ni inyungu.
Nigute kubara igiciro cyo kuvunja ?
Uburyo bwo kubara ikiguzi cy'ivunjisha: ikiguzi cy'ivunjisha = igiciro cyoherezwa mu mahanga (Amafaranga) / ibicuruzwa biva mu mahanga byinjira mu mahanga (amafaranga y'amahanga), muri byo amafaranga yinjira mu mahanga ni FOB yinjiza amafaranga (amafaranga yinjira mu mahanga nyuma yo gukuramo amafaranga yakoreshejwe nka komisiyo, ibicuruzwa byoherezwa, nibindi).
Hariho na formulaire yo kubara ikiguzi cyo kuvunja: igiciro cyo kuvunja = igiciro gisoreshwa cyibicuruzwa byaguzwe, (1 + igipimo cy’imisoro giteganijwe n'amategeko - igipimo cy’imisoro yoherezwa mu mahanga) / igiciro cyoherezwa mu mahanga FOB. Kurugero: igiciro cyo kuvunja = igiciro gisoreshwa cyibicuruzwa byaguzwe, cyangwa ibicuruzwa byoherezwa hanze FOB.
Igiciro cyose cyamafaranga arimo: ikiguzi cyo gutwara ibicuruzwa byaguzwe, amafaranga yubwishingizi, amafaranga ya banki, igishoro cyuzuye, nibindi, hamwe n’amafaranga yose yakoreshejwe nyuma y’amafaranga yagabanijwe ku bicuruzwa byoherezwa mu mahanga (niba ibicuruzwa byoherezwa mu mahanga ari amafaranga asubizwa imisoro yatanzwe; ibicuruzwa).
Nkuko bigaragara kuri formulaire, ikiguzi cyivunjisha kigereranwa nigiciro cyose cyoherezwa mu mahanga kandi kijyanye n’amafaranga yinjira mu mahanga. Ukurikije iyi formulaire, amafaranga yo kuvunja akoreshwa kenshi mugusuzuma ibisubizo byibikorwa byoherezwa mu mahanga, uruhare runini ni:
(1) Kugereranya ikiguzi cyo kuvunja ubwoko butandukanye bwibicuruzwa byoherezwa mu mahanga bikoreshwa nkimwe mubishingirwaho muguhindura imiterere yibicuruzwa byoherezwa hanze kandi ̈ guhindura inyungu n'igihombo ”.
(2) Ubwoko bumwe bwo kohereza ibicuruzwa hanze, gereranya nigiciro cyivunjisha cyoherezwa mubihugu n'uturere dutandukanye, nkimwe mubishingirwaho muguhitamo amasoko yohereza hanze
(3) Gereranya ibiciro byo kuvunja uturere n’amasosiyete atandukanye, wohereze ibicuruzwa bimwe, ushake icyuho, kanda ubushobozi, kunoza imiyoborere.
(4) Ubwoko bumwe bwo kohereza ibicuruzwa hanze, gereranya ikiguzi cyo kuvunja mugihe kimwe cyibihe bitandukanye, kugirango ugereranye kwiyongera cyangwa kugabanuka kwibiciro byivunjisha.
Igihe cyo kohereza: Apr-24-2021