Kongera gutekereza ku ngamba zisabwa kugira ngo uhindure ubuzima bw’ubucuruzi no gutsinda imitwe ku isoko ry’imari Soma birambuye…
Umubare munini w'amafaranga yo gukingira hamwe n'abashoramari b'ibigo batangiye kugabana ibikomoka kuri bo bahura n’ibindi bihugu…
Philip Flood, umuyobozi ushinzwe iterambere ry’ubucuruzi mu ishami rishinzwe kugenzura, yavuze ko amasosiyete ashobora koroshya kubahiriza amategeko ashyiraho abafatanyabikorwa bashinzwe kugenzura…
Nubwo isoko ryimikorere yamasezerano ya Sofr ikomeje kwiyongera, abitabiriye isoko benshi bazakomeza kuba muri Lib…
Igeragezwa ryimikorere nigice cyingenzi cyumushinga munini munini wo guhindura banki. Vasudeva Hosmat, imyitozo yo kugisha inama…
Mubihe byacu bya digitale, amabanki agomba guhora atezimbere ubunararibonye bwabakoresha muguhanga udushya murwego rwingengo yimari ya IT kugirango bakomeze guhatana. kuri…
Gukoresha ubushake kandi bwihuse bwubwenge (AI) nibigo byimari (FI) birashobora gutangaza abari hanze yinganda gakondo…
Mu bidukikije byuzuyemo raporo zigoye no gusuzuma, abagenzuzi "barimo guhashya cyane": kwihanganira amakuru yo mu rwego rwo hasi n'amakosa ni…
Umuyobozi ushinzwe tekinike muri OpenPayd, Dimitar Dimitrov, yavuze ko umwaka mushya uzaba “impinduka” mu bijyanye n’imari yashizwemo. Ukurikije byinshi kandi byinshi…
Nk’uko raporo zibitangaza, 70% by’amasosiyete y’imari bakoresha imashini yiga imashini mu guhanura ibyinjira mu mafaranga, guhindura amanota y'inguzanyo, no kumenya uburiganya. AI irakinguye…
Stripe yatangaje ku ya 23 Ugushyingo ko kwagura Stripe Terminal muri Irilande, Ubufaransa, Ubudage, Ubwongereza n'Ubuholandi bizemerera ibigo gufata…
Ubushobozi bwo guhungabanya ikoranabuhanga mu bucuruzi bwa serivisi z’imari buragenda bwiyongera ku buryo butigeze bubaho, butanga inganda guhangana…
Mu bidukikije byuzuyemo raporo zigoye no gusuzuma, abagenzuzi "barimo guhashya cyane": kwihanganira amakuru yo mu rwego rwo hasi n'amakosa ni…
Ku ya 10 Ugushyingo, Komisiyo y’Uburayi yemeje miliyari 4.5 z’amayero y’inkunga ya Leta yo gutera inkunga amasosiyete yo mu Butaliyani, ariko haracyari ukutamenya niba bashobora kuyakomeza.
Philip Flood, umuyobozi ushinzwe iterambere ry’ubucuruzi mu ishami rishinzwe kugenzura, yavuze ko amasosiyete ashobora koroshya kubahiriza amategeko ashyiraho abafatanyabikorwa bashinzwe kugenzura…
Icyorezo cyateye ibigo guhatanira gushyira mu bikorwa ibisubizo bishingiye ku bicu n’ibindi bisubizo byoroshye, ariko ibibazo byo guhuza hamwe na sisitemu zihari ni ibimenyetso bya…
Umubare munini w’itegeko ry’umutekano n’ishoramari ryegereje ryateje ubukererwe mu bufatanye n’ubucuruzi bushya. Ibigo bimwe byemewe n'amategeko bimaze…
Nk’uko raporo zibitangaza, 70% by’amasosiyete y’imari bakoresha imashini yiga imashini mu guhanura ibyinjira mu mafaranga, guhindura amanota y'inguzanyo, no kumenya uburiganya. AI irakinguye…
Ubwiyunge hamwe nubuziranenge bwamakuru bikunze kugaragara nkibikorwa / gusubira inyuma mu biro, ariko ingaruka zabyo zikwirakwira mu kigo cyose - cyane cyane…
Umubare munini w'amafaranga yo gukingira hamwe n'abashoramari b'ibigo batangiye kugabana ibikomoka kuri bo bahura n’ibindi bihugu…
Philip Flood, umuyobozi ushinzwe iterambere ry’ubucuruzi mu ishami rishinzwe kugenzura, yavuze ko amasosiyete ashobora koroshya kubahiriza amategeko ashyiraho abafatanyabikorwa bashinzwe kugenzura…
Abagenzuzi b’Ubwongereza baraburira ko uduce twinshi tw’urwego rw’imari tutagifite ingamba zifatika zo kugabanya ingaruka z’imihindagurikire y’ikirere kuko barimo kongera ingufu…
Ibigo byinshi byubwishingizi ubu bifite gahunda "yo guhindura imibare" isobanutse ishingiye ku cyifuzo cyo kurushaho kuba amakuru ashingiye ku makuru kandi ashingiye ku bakiriya…
Inganda z’ikoranabuhanga mu Bwongereza zikurura miliyari 5.7 z’amadolari y’Amerika mu gice cya mbere cy’umwaka wa 2021, kandi abashoramari bashishikajwe no gutera inkunga imishinga itangiza ihungabanya imari y’abaguzi…
Umwanditsi: Phil Flood, Umuyobozi ushinzwe Iterambere ryubucuruzi bwisi yose kuri serivisi zishinzwe kugenzura no STP | Ku ya 2 Ukuboza 2021 | Ikoranabuhanga rya Gresham
Mu bidukikije byuzuyemo raporo zigoye no kugenzura, abagenzuzi "barimo guhashya cyane": kwihanganira amakuru yo mu rwego rwo hasi n'amakosa biragenda bigabanuka, kandi igihe cyo guhuma amaso kirarangiye.
Ariko, ibi ntabwo byatumye habaho kugabanuka kwamakosa no kunoza ireme ryamakuru inganda zishobora kuba zari ziteze. Bitera kwibaza: Ubwoba burahagije guhatira ibigo byimari gukemura amakuru yabyo no gutanga raporo? Biracyakenewe gushishikara?
Amakuru yo mu rwego rwo hejuru, yukuri ntabwo yigeze aba ingenzi kubigo - cyangwa biragoye kubigeraho. Amakuru y’ibigo by’imari abikwa mu bubiko bwinshi no mu nkiko nyinshi, abangamiwe n’imikorere y’intoki no kutagenzurwa, nta gushidikanya ko bigoye-kandi nkuko tubibona bigenda byiyongera by’itandukaniro ry’amabwiriza mu nkiko zitandukanye, iki kibazo kizagenda nabi kurushaho.
Uburyo butera ibigo gukurikiza amabwiriza arashobora kugabanywamo ingando ebyiri: karoti ninkoni.
Ikoreshwa cyane "inkoni nini" ni ihazabu igenga. Raporo y’ibihano ESMA ivuga ko amafaranga y’ihazabu yatanzwe n’ikigo cy’igihugu gishinzwe ubushobozi (NCA) muri MiFID II yikubye inshuro zirenga enye mu 2020, agera kuri miliyoni 8.4 z'amayero (harimo ibihano n'ingamba 613), ugereranije na miliyoni 180 gusa. amayero (ibihano 371) n'ingamba) umwaka ushize.
Ariko, nyuma yo gufata ibi bihano, ubunyangamugayo bwamakuru no kwizerwa ntabwo byahinduwe. Raporo y’ubuziranenge bw’amakuru ya ESMA na SFTR 2020 yashyizwe ahagaragara muri Mata 2021 yashimangiye ubuziranenge bw’amakuru nk’ikibazo cyihariye ku nshuro ya mbere kuva Amabwiriza y’ibikorwa Remezo by’ibihugu by’i Burayi (EMIR) atangira gukurikizwa mu myaka irindwi ishize.
Ukurikije ibisabwa na EMIR, kuri ubu hafi 7% yohereza buri munsi gutinda nabandi. Byongeye kandi, inkomoko igera kuri miliyoni 11 itaramenyekana ntabwo yakiriye ivugururwa ry’ibiciro bya buri munsi, kandi ku italiki iyo ari yo yose yatanzwe mu 2020, hagati ya miliyoni 32 na 3.7 zikomoka ku bicuruzwa bitaramenyekana. Hafi ya 47% yinkomoko yaboneka kumugaragaro (hafi miliyoni 20 zose hamwe) ziracyari ntagereranywa.
Gukoresha ibisubizo byumurage bimaze kugaragara kubibazo byubuziranenge bwamakuru bituma ibintu bigorana. Ibi bigaragarira cyane cyane muburyo sosiyete ikora kuri SFTR. Abantu benshi batekereza ko aya mabwiriza yegereye EMIR, hanyuma ukande kopi hanyuma wandike.
Ibi birerekana ko nubwo inkoni nini ishobora rwose kugira uruhare, yonyine ntabwo ihagije kugirango ikemure ikibazo cyubuziranenge bwamakuru muri raporo.
Aho guhana ibigo kubera ubuziranenge bwamakuru no gutanga raporo idahwitse y’imari, ni byiza kubafasha kumenya inyungu z’ubunyangamugayo bukomeye - nko kugabanya ibiciro, kunoza imikorere, n'inzira zoroshye zo guhanga udushya - birashobora kuba byiza mu gushishikariza C- suite Kandi itsinda rishinzwe gutanga raporo rishyira imbere ubwiza bwamakuru.
Ariko, ibi ntabwo bivuze ko karoti ninkoni bigomba kuba bitandukanye. Gukoresha byombi icyarimwe birashobora kuba inzira nziza yo kuzamura ibipimo.
Icy'ingenzi cyane, abagenzuzi bagomba kwerekana ko gufata ingamba bidatewe n'ubwoba, ahubwo biterwa no kwifuza, kandi ni urufunguzo rwo gutsinda amakuru.
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Igihe cyo kohereza: Ukuboza-15-2021